Device-level monitoring
Some plugs and appliances report their own consumption.
Whole-home monitoring
Panel-level systems can provide broader visibility but involve electrical installation.
Matter includes energy-related capabilities
The standard has expanded energy reporting and management support over recent versions.
Data needs context
A high short-term load may be normal for heating, cooking or charging.
Keep in mind. Electrical-panel monitoring and fixed wiring are not DIY topics on this site; use qualified installation where required.